Probably. We are in-network with all Blue Cross Blue Shield plans, UHC, Medicare, and Aetna, UMR Beaumont, Cofinity, but this does not mean they will pay for everything. If we are out-of-network, we still accept the insurance and verify the benefits. We have billed out-of-network insurance with better coverage than our in-network counterparts.
Insurance companies are unclear at best. We can get an idea but don’t fully know what your insurance covers until after your first claim is processed (about 2-3 weeks).
We never offer anything short of our best recommendations — period. We don’t accept all health insurances because we won’t allow insurance to dictate how we serve our patients and clients. We practice with a blend of chiropractic, physical therapy, clinical nutrition, manual therapy, and strength & conditioning — most of what we different than anything you have experienced. Many insurances only cover x-rays and adjustments, whereas the rest is required to be paid out-of-pocket.
We legally cannot offer discounts or waive rendered therapies when billing insurance, so the out-of-pocket costs can add up quickly. As an affordable alternative, we offer a flat private-pay rate covering all services. Depending on your doctor, the $60-80 private-pay rate is about a third to half the cost of an average insurance claim.
Today, many companies are offering FSA/HSA programs to employees, which is saving our patients a lot of out-of-pocket costs
Would you like to set up a complimentary courtesy call to see if we’re a good fit for you before you come in? Call or email us today!